Citi — жеке тұлғаларға, корпорацияларға, үкіметтерге және ұйымдарға қызмет көрсететін жаһандық банк және қаржылық қызметтер компаниясы. Оның қызметтері жеке банкингті, кредиттік карталарды, әл-ауқатты басқаруды, корпоративтік банкингті және инвестициялық банкингті қамтиды әрі 100-ден астам елдегі операцияларымен қамтамасыз етіледі. Ірі халықаралық қаржы ұйымы ретінде Citi банк ісі, қаржылық қызметтер және финтех салаларында жұмыс істейтін командаларды біріктіреді.
Senior Credit Risk Analyst – Wholesale Portfolio Management AVP at Citi, Mumbai
Join Citi as a Senior Credit Risk Analyst supporting wholesale portfolio monitoring, advanced analytics, and AI-enabled risk insights. The role develops governance materials and communicates findings to senior stakeholders across global risk teams.
Сипаттама
- Create, automate, and deliver portfolio monitoring materials for global risk forums and senior management reviews.
- Apply AI concepts and advanced analytical tools to produce insights beyond standard reporting.
- Monitor wholesale credit portfolios for emerging risk trends, concentrations, and signs of credit deterioration.
- Turn complex datasets into clear, visually effective outputs for senior stakeholders.
- Analyze credit metrics and portfolio data to develop forward-looking indicators across the wholesale portfolio.
- Collect, organize, and maintain evidence for internal control assessments.
- Perform control testing and follow gaps, remediation actions, and evidence submissions through completion.
- Keep the global team project tracker current with accurate milestones, priorities, and delivery status.
- Present analytical findings and risk assessments to Credit Officers, Product Managers, and Risk Managers across regions through structured written reports.
Талаптар
- Three to five years of experience in credit risk management, portfolio risk analysis, or another data-focused discipline within a financial institution.
- Advanced Excel skills, including independently building, managing, and quality-checking complex analytical models and reporting outputs.
- Ability to manage several concurrent workstreams, maintain precise documentation, and deliver high-quality work with minimal supervision in a deadline-driven environment.
- Excellent written communication skills, with the ability to explain complex analytical content concisely to senior global audiences.
- Self-directed approach with ownership of deliverables, proactive risk escalation, and effective collaboration across time zones.
- Bachelor's degree or equivalent in Finance, Economics, Data Science, Computer Science, or a related quantitative field.
- Understanding of AI or machine learning concepts for financial data analysis, or experience applying statistical methods to improve reporting and risk monitoring.
- Experience with data visualization tools such as Tableau or Power BI.
- Exposure to Python or R scripting, or experience using SQL for data extraction and transformation.
- Previous exposure to internal control assessment frameworks.
- Master's degree or professional qualification such as FRM or CFA is beneficial.
Артықшылықтар
- Hybrid schedule with three days in the office and two days working remotely.
- Opportunity to contribute directly to senior risk governance and decision-making through global risk forums and executive management reviews.
- Opportunity to apply AI and automation to credit risk processes.
- Access to Citi's global professional network.
- Structured support for ongoing professional development in risk, analytics, and portfolio management.
- Financial wellbeing support and benefits aligned with Citi's total rewards framework for the role's location.