Sicredi este o instituție financiară cooperatistă cu sediul în Brazilia, care oferă servicii bancare, de creditare, investiții, asigurări și alte servicii financiare persoanelor fizice, companiilor și sectorului agroindustrial. Modelul său cooperatist are la bază peste 9 milioane de membri și îmbină serviciile personalizate cu dezvoltarea comunităților locale și reinvestirea resurselor în regiunile în care operează. Cu peste 2.800 de sucursale la nivel național, Sicredi oferă un mediu vast pentru profesioniștii care lucrează în servicii financiare, asigurări, consultanță și operațiuni conexe.
Junior Credit Analyst
Prepare technical credit assessments to support lending decisions at Sicredi. Help build sustainable credit portfolios and respond to the needs of its cooperatives.
Descriere
- Analyze credit applications and provide technical assessments to support lending decisions at cooperative institutions.
- Keep current with procedures and legislation governing credit analysis and approval.
- Review credit policies and use critical judgment when proposing changes.
- Apply an understanding of the business in day-to-day work.
- Address the needs of cooperative institutions.
- Support colleagues and contribute as part of a team.
Cerințe
- Degree in Business Administration or Accounting.
- Knowledge of credit analysis.
- Knowledge of credit legislation and processes.
- Knowledge of financial products.
- Knowledge of financial statement and cash flow analysis.
- Knowledge of market analysis.
- Strong communication skills and the ability to present ideas.
- A proactive approach and the ability to work effectively in a team.
Beneficii
- Fixed 14th and 15th salary payments.
- Profit sharing based on seniority.
- Health and dental insurance with no copayments.
- Wellness programs through Wellhub, including nutrition, psychological support, workplace exercise, massage, running groups, and access to local gyms.
- Food and meal allowances, with flexible allocation between the two cards and no copayments.
- Extended maternity and paternity leave.
- Childcare or nanny allowance for children up to 6 years and 11 months old.
- Allowance for children with disabilities, with no age limit.
- Life insurance.
- Private pension plan with employer contributions of up to 8% of salary.
- Access to Sicredi Aprende, a training platform with a range of courses.
- 40-hour workweek with a time-banking system.
- Remote work allowance, except for roles that are fully on-site.