Sicredi ब्राज़ील स्थित एक सहकारी वित्तीय संस्था है, जो व्यक्तियों, व्यवसायों और कृषि-व्यवसाय क्षेत्र को बैंकिंग, ऋण, निवेश, बीमा तथा अन्य वित्तीय सेवाएँ प्रदान करती है। इसका सहकारी मॉडल 90 लाख से अधिक सदस्यों पर आधारित है और व्यक्तिगत सेवा को स्थानीय सामुदायिक विकास तथा उन क्षेत्रों में संसाधनों के पुनर्निवेश के साथ जोड़ता है जहाँ यह संचालित होती है। देशभर में 2,800 से अधिक शाखाओं के साथ, Sicredi वित्तीय सेवाओं, बीमा, परामर्श और संबंधित परिचालनों में काम करने वाले पेशेवरों के लिए व्यापक कार्यक्षेत्र उपलब्ध कराती है।
Junior Credit Analyst
Prepare technical credit assessments to support lending decisions at Sicredi. Help build sustainable credit portfolios and respond to the needs of its cooperatives.
विवरण
- Analyze credit applications and provide technical assessments to support lending decisions at cooperative institutions.
- Keep current with procedures and legislation governing credit analysis and approval.
- Review credit policies and use critical judgment when proposing changes.
- Apply an understanding of the business in day-to-day work.
- Address the needs of cooperative institutions.
- Support colleagues and contribute as part of a team.
आवश्यकताएँ
- Degree in Business Administration or Accounting.
- Knowledge of credit analysis.
- Knowledge of credit legislation and processes.
- Knowledge of financial products.
- Knowledge of financial statement and cash flow analysis.
- Knowledge of market analysis.
- Strong communication skills and the ability to present ideas.
- A proactive approach and the ability to work effectively in a team.
लाभ
- Fixed 14th and 15th salary payments.
- Profit sharing based on seniority.
- Health and dental insurance with no copayments.
- Wellness programs through Wellhub, including nutrition, psychological support, workplace exercise, massage, running groups, and access to local gyms.
- Food and meal allowances, with flexible allocation between the two cards and no copayments.
- Extended maternity and paternity leave.
- Childcare or nanny allowance for children up to 6 years and 11 months old.
- Allowance for children with disabilities, with no age limit.
- Life insurance.
- Private pension plan with employer contributions of up to 8% of salary.
- Access to Sicredi Aprende, a training platform with a range of courses.
- 40-hour workweek with a time-banking system.
- Remote work allowance, except for roles that are fully on-site.