SouthState Bank este o companie de servicii bancare și financiare care deservește persoane fizice, companii și clienți corporativi. Oferta sa de servicii bancare pentru persoane fizice include conturi curente și de economii, carduri de credit, servicii bancare digitale, împrumuturi personale, credite ipotecare și linii de credit garantate cu capitalul propriu din locuință. Banca sprijină, de asemenea, clienții comerciali prin servicii bancare pentru întreprinderi mici și servicii bancare comerciale, împrumuturi, linii de credit și gestionarea fluxului de numerar. Printre serviciile suplimentare se numără îndrumarea privind investițiile, planificarea financiară și a pensionării, precum și gestionarea patrimoniului pentru persoane fizice și organizații.
Business Lending Credit Officer at SouthState Bank (Remote)
Evaluate commercial credit risk and make business-loan decisions for SouthState Bank. Oversee compliant, profitable commercial loan portfolios while working remotely from an eligible U.S. state.
Descriere
- Lead the responsibilities and day-to-day work of the assigned Business Lending Credit Officer role
- Oversee centralized business-loan credit approvals and review processes
- Apply lending policies to loan decisions and verify that collateral records are sufficient
- Administer and regularly evaluate the quality and profitability of the commercial loan portfolio
- Evaluate credit risk and approve or decline requests within delegated authority
- Refer requests beyond delegated authority with appropriate credit recommendations
- Lead reviews of loan files to confirm documentation is complete and adequate
- Support colleagues during volume spikes to help meet service-level agreements
- Counsel credit and line teams on lending policies, market trends, and proposed policy updates
- Carry out special projects as assigned
- Follow all applicable Bank, state, federal, and regulatory requirements
- Protect confidential information in accordance with Bank policies
Cerințe
- Bachelor’s degree or higher in business administration, finance, accounting, or a related discipline
- At least five years of banking experience in commercial credit analysis, commercial loan review, or commercial lending
- Strong interpersonal abilities
- Proficiency with computers, including Microsoft Word and Excel
- Excellent written and verbal communication skills
- Ability to communicate and negotiate with stakeholders at all levels
- Ability to maintain a secure, distraction-free home office
- Reliable private internet connection that does not rely on cellular data
- Capacity to sit and/or stand for extended periods
- Ability to access and interpret computer displays, documents, and reports
- Completion of annual compliance training and New Employee Orientation
Beneficii
- Remote work and telecommuting arrangement
- Secure home office environment
- Reliable private internet connection, preferably cable or fiber
- Reasonable accommodations for employees with disabilities
- Annual compliance training
- New Employee Orientation