SouthState Bank एक बैंकिंग और वित्तीय सेवाओं की कंपनी है, जो व्यक्तियों, व्यवसायों और कॉर्पोरेट ग्राहकों को सेवाएँ प्रदान करती है। इसकी व्यक्तिगत बैंकिंग सेवाओं में चेकिंग और बचत खाते, क्रेडिट कार्ड, डिजिटल बैंकिंग, व्यक्तिगत ऋण, गृह ऋण और होम इक्विटी क्रेडिट लाइन शामिल हैं। बैंक छोटे व्यवसायों और वाणिज्यिक बैंकिंग, ऋण, क्रेडिट लाइन तथा नकदी प्रवाह प्रबंधन के माध्यम से व्यावसायिक ग्राहकों की भी सहायता करता है। अतिरिक्त सेवाओं में व्यक्तियों और संगठनों के लिए निवेश मार्गदर्शन, वित्तीय और सेवानिवृत्ति योजना तथा संपत्ति प्रबंधन शामिल हैं।
Business Lending Credit Officer at SouthState Bank (Remote)
Evaluate commercial credit risk and make business-loan decisions for SouthState Bank. Oversee compliant, profitable commercial loan portfolios while working remotely from an eligible U.S. state.
विवरण
- Lead the responsibilities and day-to-day work of the assigned Business Lending Credit Officer role
- Oversee centralized business-loan credit approvals and review processes
- Apply lending policies to loan decisions and verify that collateral records are sufficient
- Administer and regularly evaluate the quality and profitability of the commercial loan portfolio
- Evaluate credit risk and approve or decline requests within delegated authority
- Refer requests beyond delegated authority with appropriate credit recommendations
- Lead reviews of loan files to confirm documentation is complete and adequate
- Support colleagues during volume spikes to help meet service-level agreements
- Counsel credit and line teams on lending policies, market trends, and proposed policy updates
- Carry out special projects as assigned
- Follow all applicable Bank, state, federal, and regulatory requirements
- Protect confidential information in accordance with Bank policies
आवश्यकताएँ
- Bachelor’s degree or higher in business administration, finance, accounting, or a related discipline
- At least five years of banking experience in commercial credit analysis, commercial loan review, or commercial lending
- Strong interpersonal abilities
- Proficiency with computers, including Microsoft Word and Excel
- Excellent written and verbal communication skills
- Ability to communicate and negotiate with stakeholders at all levels
- Ability to maintain a secure, distraction-free home office
- Reliable private internet connection that does not rely on cellular data
- Capacity to sit and/or stand for extended periods
- Ability to access and interpret computer displays, documents, and reports
- Completion of annual compliance training and New Employee Orientation
लाभ
- Remote work and telecommuting arrangement
- Secure home office environment
- Reliable private internet connection, preferably cable or fiber
- Reasonable accommodations for employees with disabilities
- Annual compliance training
- New Employee Orientation