Berkshire Hathaway GUARD Insurance Companies develops commercial insurance solutions for small and midsize businesses. Its offerings include Businessowner’s Policies, Commercial Auto, General Liability, Workers’ Compensation, and specialty programs designed for industries such as manufacturing, healthcare, hospitality, logistics, retail, and other service businesses. The company works with insurance agents to provide coverage options and risk-management resources tailored to the operational needs of commercial customers.
Senior Employer's Liability Claims Adjuster
Manage complex employer's liability claims for Berkshire Hathaway GUARD Insurance Companies, with primary responsibility for New York and Illinois exposures. Investigate, evaluate, negotiate, and resolve litigated claims from assignment through closure.
Description
- Oversee a portfolio of employer's liability claims, focusing primarily on exposures in New York and Illinois
- Manage complex employer's liability claims from initial assignment through final closure
- Investigate liability, damages, coverage, and overall claim exposure
- Review medical records, wage-loss documentation, expert opinions, and legal pleadings
- Set appropriate reserves and create strategies for resolving claims
- Coordinate the work of defense counsel, experts, and other vendors
- Assess opportunities involving risk transfer, indemnification, and additional insured status
- Take part in mediations, settlement conferences, and other claim resolution proceedings
- Negotiate settlements and oversee outcomes for high-exposure claims
- Work with underwriting, risk control, insureds, brokers, and internal partners
Requirements
- A bachelor's degree is required
- An attorney license is preferred
- At least five years of experience in casualty, liability, workers' compensation, employer's liability, or construction claims
- Experience managing litigated bodily injury claims
- Strong knowledge of negligence principles, liability defenses, and damage assessment
- Ability to independently oversee a high-severity claim inventory
- Excellent negotiation, communication, and analytical abilities
- Proficiency with claims management platforms and Microsoft Office applications
- Must hold an active adjuster license or be able and willing to obtain and maintain all required state licenses
- Must conduct interviews independently; recording, transcription, AI note-taking, and AI interview assistance tools require prior approval
Benefits
- Hybrid schedule with two remote days and three in-office days
- Consistent working hours without nights, weekends, or holidays
- Competitive compensation
- Generous paid time off
- Medical, dental, and vision coverage beginning on the first day
- 401(k) plan
- Tuition reimbursement
- Longevity bonuses
- Company-funded support for required licensing, including costs, training, and continuing education compliance