Monato
Monato
51 – 200 Employees
APIB2BFintech
Monato is a Mexican fintech building multi-rail financial infrastructure for companies that need to launch and manage payment and financial workflows. Its developer-first API supports real-time SPEI payments, custom CLABE account issuance, automated reconciliation, direct debit, pay-ins and payouts, cash-in and cash-out services, international payments, and integrated funding and credit capabilities. Monato works with fintechs, retailers, and small and medium-sized businesses to reduce operational, regulatory, and risk-related complexity as they expand their financial products. The company’s team of 51–200 employees is focused on making financial operations more programmable and scalable.

Junior Accounting Analyst – Mexico City (Hybrid)

Junior accounting analyst responsible for reconciliations, monthly close, and tax support. The role supports Monato’s B2B payments operations for Mexican companies.

Description

  • Record and reconcile accounting activity, with primary responsibility for bank reconciliations, credit entries, expense and revenue accruals, and distinguishing accrued revenue from collected revenue.
  • Prepare and review income and expense journal entries while supporting the monthly close through account reconciliations, accruals, and adjustments.
  • Investigate and resolve discrepancies across operations, banks, and payment processors, and prepare supporting documentation to prevent recurrence.
  • Track the accounting for funding, disbursements, collections, and commissions, recognizing that each group entity has distinct operations.
  • Support tax compliance by tracking filings, VAT, income tax, withholdings, social security contributions, and reconciliations between CFDIs and accounting records.
  • Prepare working papers and supporting documentation for the close, audits, and requests from the tax team.

Requirements

  • Two to three years of accounting experience in financial services, such as a SOFOM, IFPE, money transmitter, payment processor or aggregator, bank, or fintech.
  • Demonstrated experience with bank reconciliations and filing at least one tax return.
  • General accounting experience covering monthly close, account reconciliations, journal entries, and accounts receivable and payable.
  • Knowledge of CFDIs, VAT, income tax, withholdings, and IMSS.
  • Intermediate to advanced Excel skills and experience using accounting ERP software.
  • Completed bachelor’s degree in accounting or a related field.
  • Graduated or currently completing the degree process.
  • Proactive approach: traces discrepancies to their root cause and prepares supporting documentation without constant follow-up.
  • Basic to intermediate English is preferred.
  • Preferred: knowledge of NIF standards for the financial sector, regulatory reporting fundamentals, external audit, Power BI, and AI tools such as Claude, or strong motivation to learn them.

Benefits

  • Join a developing accounting function where you can help establish processes and play a meaningful role in the close.
  • Receive close support and direct learning opportunities.
  • Gain greater autonomy and responsibility across closing, tax, and reporting as technical proficiency is demonstrated.
  • Work within a flat team structure that enables fast decisions.
  • Hybrid schedule with two days per week in the office at Parque México in Condesa.

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