SouthState Bank yra bankininkystės ir finansinių paslaugų įmonė, aptarnaujanti fizinius asmenis, įmones ir verslo klientus. Jos asmeninės bankininkystės paslaugos apima einamąsias ir taupomąsias sąskaitas, kredito korteles, skaitmeninę bankininkystę, asmenines paskolas, būsto paskolas ir kredito linijas, užtikrintas būsto nuosavybe. Bankas taip pat teikia verslo klientams smulkiojo verslo ir komercinės bankininkystės paslaugas, skolinimą, kredito linijas ir pinigų srautų valdymą. Kitos paslaugos apima investavimo konsultacijas, finansų ir išėjimo į pensiją planavimą bei turto valdymą fiziniams asmenims ir organizacijoms.
Commercial Credit Officer
Review and approve commercial loan requests for SouthState Bank, assessing credit risk and ensuring lending decisions meet policy standards. Support portfolio quality through ongoing loan reviews, documentation oversight, and recommendations on requests beyond delegated authority.
Aprašymas
- Handle assigned duties and challenges.
- Lead credit approvals and reviews for the centralized business-loan process.
- Ensure loan decisions meet policy guidelines and collateral documents are adequate.
- Administer and review the commercial loan portfolio’s quality and profitability.
- Assess credit risk promptly and approve or decline requests within delegated authority.
- Recommend requests that exceed delegated authority.
- Oversee loan documentation reviews before loans or commitments are granted.
- Help colleagues manage workload surges and meet service-level agreements.
- Advise credit and lending staff on policy.
- Identify significant trends and recommend policy updates.
- Complete assigned special projects.
- Follow applicable Bank, state, federal, and regulatory policies.
- Protect confidential information in accordance with Bank policy.
- Perform other assigned duties.
Reikalavimai
- Bachelor’s degree or higher in business administration, finance, accounting, or a related field.
- At least five years of banking experience in commercial credit analysis, commercial loan review, or commercial lending.
- Strong interpersonal skills.
- Proficiency with computers, including Word and Excel.
- Excellent communication skills.
- Ability to communicate and negotiate with people at all levels.
- Completion of required annual compliance training.
- Ability to stand and/or sit for extended periods.
- Ability to access and interpret information on computer screens, documents, and reports.
- A secure home office free of background noise and distractions.
- Reliable private internet access that does not rely on cellular data; cable or fiber is preferred.
Privalumai
- A secure home office environment for telecommuting roles.
- Reliable private internet access is required; cable or fiber is preferred.
- Travel may be needed to attend meetings.
- Annual compliance training is required.
- New employee orientation.
- Reasonable accommodations are available for individuals with disabilities.
- Equal opportunity employer, including for people with disabilities and veterans.