GM Financial, General Motors की कैप्टिव ऑटोमोटिव वित्त कंपनी है, जो उपभोक्ताओं, डीलरशिप, वाणिज्यिक ग्राहकों और फ्लीट्स के लिए वित्तपोषण और लीज़िंग समाधान प्रदान करती है। इसकी सेवाओं में वाहन वित्तपोषण, लीज़ प्रबंधन, पूर्व-योग्यता, खाता और मोबाइल भुगतान उपकरण, इलेक्ट्रिक वाहन वित्तपोषण, लीज़ समाप्ति सहायता, वाणिज्यिक ऋण, फ्लीट समाधान और निवेशक उत्पाद शामिल हैं। कंपनी अपनी उपभोक्ता और वाणिज्यिक गतिविधियों में ऑटोमोटिव, वित्तीय सेवाओं और व्यावसायिक ऋण विशेषज्ञता को एक साथ लाती है।
Credit Analyst Intern – Commercial Lending
Join GM Financial’s commercial lending team as a credit analyst intern, supporting automotive dealer financing. The hybrid role covers credit risk, portfolio analysis, dealer relationships, and loan documentation.
विवरण
- Assist the Commercial Lending team with credit analysis, risk assessment, and portfolio reporting.
- Build and update analyses of lending volume, efficiency, performance, and individual results.
- Review credit data to assess the risk of extending credit.
- Learn to approve or decline credit requests within assigned authority and applicable laws.
- Build dealer relationships to support lending volume and credit quality goals.
- Learn how automotive finance contracts are evaluated against profitability, pricing, and performance criteria.
- Follow applicable policies and procedures.
- Coordinate branch operations with other departments to improve efficiency.
- Manage work queues to meet service standards.
- Join Dealer Account Representatives on dealer calls when needed.
- Make outbound telemarketing calls to dealer customers.
- Ensure each deal has the required documentation.
आवश्यकताएँ
- Strong written and verbal communication skills, including the ability to present and communicate with business leaders.
- Strong analytical, quantitative, problem-solving, and conceptual skills.
- Attention to detail and ability to prioritize work to meet deadlines.
- Ability to work independently and as part of a team.
- Ability to use AI tools such as Microsoft Copilot in daily work.
- Ability to assess AI-generated outputs for accuracy, compliance, and bias.
- Experience incorporating AI into workflows to improve efficiency or insights.
- Familiarity with AI-assisted research, summarization, and content generation.
- Understanding of responsible AI use, including ethics and data protection.
- Currently pursuing a bachelor's degree or higher in Business Administration, Finance, or a related field at an accredited college or university.
- At least one semester remaining when the internship begins.
- Minimum cumulative GPA of 3.0 on a 4.0 scale.
- Candidates who need employer-supported immigration authorization, including H-1B, OPT, STEM OPT, CPT, TN, or J-1, are not eligible; sponsorship is not provided.
- Previous internships are preferred.
- Senior-year classification is preferred.
लाभ
- Paid, full-time summer internship.
- Networking opportunities with executives and peers.
- Experience working on independent and team projects.
- Opportunities to participate in philanthropic activities.
- Career development opportunities.
- Opportunity to apply for full-time roles.
- Competitive pay.
- Flexible hybrid work arrangement.
- Two days per week in the office.