Retorna is a fintech company offering a digital remittance service for individual customers. Through its mobile app and web platform, people in Latin America and Europe can send money to family members and other recipients in countries including Venezuela, Colombia, Peru, Argentina, Spain, and the United States. The service focuses on fast international transfers, competitive exchange rates, identity checks, and fraud monitoring, with digital customer support available around the clock. Retorna was founded in 2019 and operates as a regulated, fully digital service.